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Michigan Long Term Care Partnership Program: Scope of Coverage

Medicare Supplemental & Long Term Care Insurance

Updated on Jun 18, 2013

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Just like most states, Michigan has also implemented its own Michigan Long Term Care Partnership program as part of its alternative plans for Michigan long term care insurance. Through the partnership program, residents can have a strategy on how to pay for Michigan long term care costs that have become expensive through out the years.

The image below is a sample table of how much long term care services cost in Michigan

When you get a Partnership plan, you also have access to full coverage for in-home care and facility-based care services. Some of the long term care services and elder care programs in Massachusetts that you can avail through a partnership plan include:

Adult Day Care Centers
Assisted Living Facilities
Nursing Home Care
Home Care Assistance Program
MassHealth Home Health
Kaileigh Mulligan Home Care Program

These services aren't just for the elderly. Long term care services can also be required by younger people if they have a physical or mental impairment that prevents them from doing activities of daily living, like eating, bathing, dressing, travelling, and toileting on their own.

This is also the reason why early planning is essential in securing quality care for every member of the family. When you plan early you can have the luxury of checking all your available options, the type of care you would prefer, and where you would like to receive your long term care services.

Also, planning early helps you lock in lower rates whether it is a traditional long term care policy or a partnership plan you’re looking into. Remember that premiums are still based on age and health condition, so if you buy young and keep a healthy lifestyle, the more possible discounts you can get on your final premium rate.
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